What is the Manual Premium Field
Last Updated: 8/20/2025
In Mod Advisor, the Manual Premium is located on the Policy Screen and represents the current estimated workers' compensation premium before any experience mod factor, credits, debits, or discounts are applied.
For many of the reports where the 1, 2, 3 year premium impact is calculated it references the Manual Premium field. If the Manual Premium value is $0, then the reports will show a $0 value for the premium impact.
The report calculations for 1, 2, 3 year premium impact are based on Manual Premium x the Claim Mod Impact. Then this is multiplied by the number of years.
Here is a how to video.