MCPAP Credit
Last Updated: 8/19/2025
Minnesota Contractor's Classification Premium Adjustment Program (MCPAP)
Overview
The Minnesota Contractor's Classification Premium Adjustment Program (MCPAP) credit is not automatically extracted from NCCI worksheets because NCCI does not table this data in a structured format. Instead, the credit is often located in the free-text section below the table, which varies by carrier and is not consistently formatted. As a result, automated parsing is unreliable.
Action Required
If your policy includes an MCPAP credit, you must:
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Review the worksheet manually for a mention of the MCPAP credit amount.
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Navigate to the Credits section of the Mod in Mod Advisor.
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Enter the MCPAP credit manually in the appropriate field.
When manually entering MCPAP please use ESTIMATED Credit % and in decimal form. For example, an estimated credit of 90% would be equal to .90.